Unlocking Opportunities

Sustainative Commercial Financing

We provide sustainable commercial financing solutions for your business needs.

Sustainative Commercial Financing will help you with its expertise with originating, negotiating, structuring and closing commercial loans. With strong background in commercial (industrial, retail, office) owner occupied and investment real estate finance, project finance, lines of credit, Asset Based Finance (ABL) and extensive knowledge of commercial financing terms, loan structures, and documentation procedures.

Over the years, Sustainative has cultivated and maintained a strong established network of lenders / investors across Canada and have negotiated a wide variety of both long and short-term financings for both senior and subordinated debt facilities for real estate developments and other projects all across Canada and the U.S.

About Us

At Sustainative Commercial Financing we provide effective financing solutions in a professional, confidential and prompt manner, working as your partner at every stage. We assist our business clients grow their company by presenting optimal rates, terms, structures with flexible amortization, Loan to Value (LTV), covenants to present the best financing opportunity.

We assess your company’s immediate requirement as well your long-term vision to align the financing solution that best assists on your company’s growth.

Services

Providing consulting services to small to mid-size businesses seeking liquidity and growth solutions; we coordinate between your company and source of capital through traditional banking, asset-based lending or subordinated debt/mezzanine debt financing; working capital solutions including financing of inventory, L/C’s, A/R, fixed assets, and real estate.

We provide financing advisory, building business plans and facilitation services to companies in all business stages across all industry sectors.

Top

Solutions

Bridge Loan

A short-term multipurpose loan pending the arrangement of larger or longer-term financing or in cases of enabling buyers to take advantage of acquisitions or business opportunities in time-sensitive situations.

Acquisition Loan for Real Estate

A loan for the purposes of acquiring, commercial real estate property to expand the ongoing operation of the company.

Development/Construction Loan

A loan for development of real property to an improved state. Such loans can be structured to disburse in one draw or disbursed in multiple draws based on construction draws with option for interest only payments until project completion.

Raw Land Loan

A loan that is used for acquiring land for construction that will be used for company operations or for holding for further development or eventual sale purposes. There are set rules on acquisition loan usage timeline.

Construction Loan

A loan used for construction purposes or other improvements of real property, whereas the land and improvement value are used as collateral to the loan, with funds being dispersed according to the construction schedule of requirements.

Mezzanine Loan

A loan that is subordinate to a Primary Lender, debt that is payable either at a designated time or in instalments with interest only options.

Asset Based Loan

A loan for working capital whereby collateral is inventory, accounts receivable, equipment, or other property owned by the borrower that is placed as security to the loan.

Equipment Financing

Equipment financing can help with equipment purchases like heavy machinery, construction equipment, farm equipment etc.

Equipment financing or leasing can help you conserve cash, preserve lines of credit and keep your business on the leading edge.

Top

Sustainable Solutions

Venture Capital for Sustainable Projects Enabling Decarbonization

Venture capitalists typically invest by purchasing shares in a business venture in place of simply loaning money. This means they then hold a stake in ensuring your company’s growth and success since their rewards are based on selling the shares at a profit in the future. They will often provide invaluable technical and financial resources that enhance your operation, allowing you to get on with growing your business.

With established relationships with a number of venture capital institutions, we can provide a sourcing and introduction service to put you in touch with the most appropriate venture capital partners.

All ‘VC’ funds have differing minimum and maximum value-criteria that they will accept and will often specialize within specific business sectors or preferred geographical locations.

We assess your project and business, and help you find investments for technologies and businesses capable of delivering significant carbon reductions within:

- Transportation and Mobility

- Energy, Power and Storage

- Industrial Processes

- Food, Agriculture & Forestry

- Buildings

- Waste, Plastic, Recycling

Carbon Credits

We help companies purchase registry-issued carbon credits to meet their ESG goals. Carbon credits are verified through rigorous process that produce additional and permanent environmental benefits.

Top

Valuations, M&A and Equity Raise: Create a Future for your Company

Partnering with and supporting impactful companies in a variety of industries and creating startups to make the world a better place by solving society's greatest problems. Partner companies include - Capitalizing, Genuine Herbs, Crazy Carrot, Tejaas Ayurveda, My Health Sphere, A to Z Restoration.

Capital: consulting, investment and venture creation. Mergers & acquisitions advisory, pitching for private equity and VC investments, portfolio oversight. Restructurings for businesses and owners.

Let's talk about about taking your startup for Venture Capital and Private Equity Investors with options for convertible debt, projected growth with investment stages and financing rounds.